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jM{"rating":"3","review":"It costs too much, one visit for few minutes is $310, few additional minutes is $495. I paid co-pay of $25 for family doctor or $35 for specialist. My insurance is supposed to be HMO, so Blue Cross/Blue Shield paid most of it, then I received additional bills from PAMF, sometimes $40, sometimes $100 more than the co-pay. \r\n\r\nOne night stay in Stanford hospital emergency room is $92,000 and in additional, lots of doctors bills.\r\n\r\nI paid $124 per every two weeks from my paycheck and my company paid $598, so the insurance costs is $18,772 per year.... That is more than 20% of my salary..... I have to pay co-pay, additional fees, medicines too..... This is killing me.....","fileHash":"Qmab3PG1Ns1TCgLwWzT3VMsY2U6sy2Ytm1YfxWCC7SNboc"}